Jargon Busting – Lasting Power of Attorney Certificate Provider

Wills in England and Wales are governed by the Wills Act of 1837 but Lasting Powers of Attorney are a much more recent addition, having started in 2007 in response to the Mental Capacity Act 2005. Therefore, LPAs have much less arcane language than Wills but there are still terms in them which can confuse people. One such term is that of ‘Certificate Provider’. To make a Lasting Power of Attorney a legal document you need the signatures and details of 3 people: The Donor The Attorney The Certificate Provider The Certificate Provider acts as an independent third party who
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I’m a Finalist!

I am so pleased and proud to announce that I am a finalist in the Woman Who Achieves Awards 2020, Soloprenuer category. I honestly cannot tell you how wonderful it is to be recognised for all the work I have put in to not only build alh legal into what it is today but also how much I have overcome in my personal life. I have been running alh legal for almost 10 years now and I have loved every moment of it, meeting clients and helping them to organise their estates and plan for the future. Although I do
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Will you do me the very great honour…

100 years ago it would have been very unusual, and a social taboo, to live together without being married.  But in the last 40 years or so it has become more common, and accepted by society, and there are increasing numbers of couples who choose to live together rather than getting married. However, there are some couples who choose to get married after decades together, when they’re middle aged or even later. So why are people making this decision? There’s a great article you can read HERE which shows some interviews with people who’ve been in this situation. However, to
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Where is your ‘safe place’

We’ve all had those moments where we can’t find something important, some paperwork we need to look at or a certificate we just can’t find, but we know that we’ve put them in a ‘safe place’; imagine if that missing document was your Will and your loved ones were unable to find where you’d stored it after your death. Writing your Will is such an important task but it’s just as important to ensure that your Will can be located in the event of your passing. This blog considers some of the ways you can do this. Make sure your
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Keeping your Business going when you cannot keep going

You may have read one of my blogs before about Lasting Powers of Attorney and how these can help you if you are unable to make decisions for yourself – either permanently or temporarily. A Lasting Power of Attorney can either be created to protect your Property & Financial Affairs or your Health & Welfare. Let us say that, in addition to your personal estate, you also own and run a business. If we consider the Property and Financial Lasting Power of Attorney, these are designed to cover all finances and decisions including your business but it might be that
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New online service to improve Lasting Power of Attorney

People managing their loved ones’ affairs will find it easier to safeguard their finances and wellbeing after a new online service was launched on 17 July 2020 for newly registered Lasting Powers of Attorney (LPAs) and will eventuallyl be rolled out to all LPAs A Lasting Power of Attorney (LPA) is a legal document which allows people to appoint someone else (an attorney) to make decisions about their welfare, money or property. They are often used by older people to choose someone they know and trust to make decisions for them were they to lose capacity in the future –
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Surprise… You’re an Executor!

When writing your Will, you must appoint at least one executor. An executor is a person named in your Will who will carry out your wishes and distribute your estate. when you die.  “Estate” is everything you own, including money, property and possessions at the date of your death. Throughout the process of making a Will I encourage clients to talk to their named executors so that they are aware that they have been named and what their responsibilities will be. It is also a good idea to let them know where your Will is in the event of your
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Why do I need a Lasting Power of Attorney?

Recently, I wrote a blog about the most common myths that people hold about Lasting Powers of Attorney which included statements such as ‘I’m married so my husband/wife will get to decide what happens’ and ‘I don’t need an LPA because I’m not old’. You can read that blog HERE to see why these beliefs aren’t true. I thought I’d add this blog to the site to explain the basic reasons why a Lasting Power of Attorney is an important document and what purpose it serves for you and your loved ones. Let’s start with a definition. A Lasting Power
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What happens to my Social Media accounts when I die?

Not only are we living in an increasingly digital age where social media and an online presence are becoming the norm, there are also a rising number of people who make an income from their social media accounts – from YouTube channels to Instagram Influencers and so it is now more important than ever that you know what happens to your social media accounts on your death. For many of us these are a source of photos and videos and original content that our loved ones will want to keep after our death so how can we protect these non-physical
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Looking after Children (Guardianship)

Guardian (Noun) -a person who is legally responsible for the care of someone who is unable to manage their own affairs, especially a child whose parents have died. As a parent, if you are considering your estate, it is a crucial element of this process that you look at Guardians for your children (either natural or adopted) in the event of your death before they reach the age of 18. It is an important decision and one that can seem overwhelming, not to mention difficult to consider. In this blog I will try and break down some of the key
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Don’t go breaking my heart… or my Will

We’ve all heard the jokes that post lockdown and the coronavirus phase the rate of pregnancies and divorces are going to rise and although this is a bit tongue in cheek it’s also true that the pressure of households together 24/7 in these very unusual circumstances can put a strain on families. I thought, therefore, that was a good opportunity for me to highlight the effect that divorce will have on your Will. The most key thing to note is that as well as marriage invalidating a Will, divorce or the dissolution of a civil partnership also has an effect
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Weird Wills and their legacies…

The purpose of a Will is to distribute your estate after your death according to your wishes so it’s an important thing to do to protect your loved ones. How you do this is entirely up to you and there are very few restrictions on what you can and cannot leave to friends or family. Here’s just some of the stranger Wills that have been written over the years. If you want to talk about your Will please get in touch using the contact details below.
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Addressing misconceptions about LPAs

A Lasting Power of Attorney (LPA) is only in force during your lifetime, it is a document which gives powers to your attorney(s) to make decisions for you if you are unable to make them yourself.  There are two types of LPA although there is no obligation to create both: One that governs your property and financial affairs And another which deals with your health and welfare.  People tend to hold a lot of misconceptions about Lasting Powers of Attorney and this blog attempts to address some of the top ones.
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The effect of Coronavirus on Will Signings

We have written blogs before about the importance of the Will writing process and the legalities involved. The process and the documents themselves are tied up in some pretty ancient legislation as they’re still based on the Wills Act of 1837, written in Queen Victoria’s reign and many of the elements were designed to protect people at a time of less efficient record keeping, lower levels of literacy, and less advanced technology. One of the elements of this process that is causing the most issues during the coronavirus pandemic lockdown is the need for two independent witnesses to be physically
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Why a Will? Easing the way for your loved ones after you’ve gone

Despite the fact that having a Will has a number of very clear benefits – not least of which is that you can choose what happens to your estate after you die – statistics still show that over half the UK population die without making a valid Will and approximately 5 million people don’t even know how to make one. Part of the reason for this is that a lot of people believe one thing: That if you die without making a Will, any assets you own (including property, money and any savings) will automatically go to their spouse and
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